Briefing of

NRI Report emblem: a passport and briefing paper under a globeNRI Report

The diaspora's briefing paper.

Country briefing

Briefing paperScroll, or turn the pages below

Briefing paperDiaspora edition

NRI Report emblem in gold

Analysis for Indians everywhere.

NRI Report

The diaspora's briefing paper.

Notes for the holder

  1. Read the explainer. Each piece sets out how something generally works.
  2. Take the questions to the source. Rules change. The official body has the final word.
  3. Keep your own records. Two countries means two sets of paperwork.

This paper explains. It never advises.

Type BPCode NRINo. 210

A passport resting on a desk beside folded travel documents
Title
NRI Report
Coverage
Policy, money, education, belonging
Library
210 evergreen reads, 8 desks
Language
English

Policy, money, education and belonging, tracked across every major corridor of the diaspora.

Desks Stamped entry to each part of the library

COCitizenship and OCI27 readsCGCountry guides26 readsEDEducation pathways26 readsFAFamily across borders26 readsMOMoney and remittances27 readsPRProperty basics26 readsREReturning to India27 readsTXTax concepts25 reads

In this paper

  1. 01Country briefing
  2. 02The desks
  3. 03Between two countries
  4. 04The record
  5. 05Method
  6. 06The library
Begin your briefing
  1. Cover
  2. Data page
  3. Desks
Skip intro

01Country briefing

Pick your corridor. Get the questions that matter.

Choose where you live and where you are in the journey. The paper assembles a briefing of questions to take to the official source, with library reads to start on. Guidance only: it never states current rules or fees.

A traveller with a suitcase walking through a bright airport terminal
Departures, any terminal
Where you live now
Where you are in the journey

Your choices stay on this page. Nothing is sent or saved.

Your briefing

Turn on JavaScript to assemble a briefing for your country. Every question it asks is also covered in the library.

02The desks

Eight desks, one filing cabinet.

A family at home talking to relatives on a laptop video call
Family across borders
Hands holding a smartphone with a banking app open
Money and remittances
View of clouds through an aeroplane window in flight

03Between two countries

Two addresses, two sets of rules, one family.

Policy, money, education and belonging, tracked across every major corridor of the diaspora.

Living in one country while family, money or property stays in another raises the same questions again and again. The paper answers the general part in plain English and points you to the body that holds the specific answer.

Browse the library

04The record

Selected from the file

All 210 reads
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NRI/MO/002Money and remittances195 words

Bank transfers versus money apps for sending cash to India

Sending money to India generally comes down to a choice between a traditional bank transfer and a dedicated money transfer service or app, and the two work quite differently under the...

Read the briefing
  1. NRI/MO/020Money and remittancesEducation Fee Transfers Do Not Behave Like Family Support PaymentsSending money for a child's tuition in Australia and sending regular support to parents in India might look like the same basic task, but the two often follow different paths in practice....235 words
  2. NRI/RE/008Returning to IndiaRe-Establishing Healthcare Cover After Moving BackReturning to India after an extended period abroad generally means rebuilding healthcare cover from scratch, since coverage held in the country of previous residence typically does not...188 words
  3. NRI/PR/023Property basicsBuying Property Back Home Versus Somewhere New: What ChangesFor members of the diaspora considering a property purchase in India, one early decision is whether to buy in a familiar home state or in a different city entirely. Buying in a familiar...205 words
  4. NRI/RE/020Returning to IndiaStaying Employed Remotely After Moving Back to IndiaContinuing to work remotely for an Australian employer after relocating permanently to India has become a more realistic option for some roles than it once was, though it introduces...216 words
  5. NRI/CG/018Country guidesWhat Community Associations Usually Offer New Diaspora FamiliesFor families newly arrived from India, local community associations often serve as one of the fastest routes into a sense of belonging in an unfamiliar city, offering everything from...213 words
  6. NRI/RE/005Returning to IndiaConverting an NRE account to a resident account: what it involvesOnce someone returns to India with the intention of resettling permanently, their existing NRE account is generally expected to be converted, since NRE accounts are specifically designed...195 words
  7. NRI/PR/020Property basicsResale Homes and New Builds Come With Different Trade OffsChoosing between a resale property and a new construction unit in India involves weighing quite different sets of considerations. A resale property is typically ready to move into...222 words
  8. NRI/RE/017Returning to IndiaGetting Back Into India's Property Market as a ReturneeReturning to India after years abroad often involves navigating the property market with an outdated sense of prices, neighbourhood dynamics, and buying processes, since both can shift...218 words
  9. NRI/MO/001Money and remittancesHow money moves along the Australia to India remittance corridorA remittance corridor describes the established route that money travels between two countries, shaped over years by banking relationships, regulatory settings and the sheer volume of...205 words
  10. NRI/RE/022Returning to IndiaWhat to Weigh Up for Children's University Options After ReturningFamilies planning a return to India with school-age or nearly university-age children often find that education pathways look considerably different to what the children have grown used to...194 words
  11. NRI/MO/013Money and remittancesWhy Breaking a Big Transfer Into Pieces Rarely Pays OffSenders sometimes assume that splitting a large remittance into several smaller transfers will reduce fees or improve the exchange rate, on the logic that smaller amounts feel less risky to...171 words
  12. NRI/MO/006Money and remittancesDoes timing your transfer within the month change the rate you getCurrency markets move continuously, influenced by global trading activity, economic data releases and shifts in investor sentiment that have little to do with any individual sender. Because...190 words
  13. NRI/FA/025Family across bordersSingle Income or Two: How Migration Reshapes a Family's FinancesMigration often changes the balance between single-income and dual-income arrangements within a family, sometimes by necessity and sometimes by choice, as one partner's qualifications may...197 words
  14. NRI/TX/007Tax conceptsForeign Asset Reporting Obligations in Australia, Simply PutAustralian tax residents are generally required to report worldwide income, which means income from foreign assets such as Indian property, bank interest, or investments typically needs to...177 words

05Method

How a briefing paper is written

  1. Evergreen only. Explainers that stay useful, not news of the day.
  2. Plain English. Terms such as NRE, NRO, OCI and tax residence are explained where they appear.
  3. General, not advice. Every piece describes how things usually work and leaves the final word to the official source.
  4. Credited photographs. Each Creative Commons photograph carries its credit on the article.
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