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NRI Report

The diaspora's briefing paper.
210articles
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10photographs
Money and remittances / 195 words

Bank transfers versus money apps for sending cash to India

Sending money to India generally comes down to a choice between a traditional bank transfer and a dedicated money transfer service or app, and the two work quite differently under the surface. A bank transfer typically routes through the...

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every article, with its citation count
Money and remittances

Education Fee Transfers Do Not Behave Like Family Support Payments

Sending money for a child's tuition in Australia and sending regular support to parents in India might look like the same basic...

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Returning to India

Re-Establishing Healthcare Cover After Moving Back

Returning to India after an extended period abroad generally means rebuilding healthcare cover from scratch, since coverage...

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Property basics

Buying Property Back Home Versus Somewhere New: What Changes

For members of the diaspora considering a property purchase in India, one early decision is whether to buy in a familiar home...

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Returning to India

Staying Employed Remotely After Moving Back to India

Continuing to work remotely for an Australian employer after relocating permanently to India has become a more realistic option...

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Country guides

What Community Associations Usually Offer New Diaspora Families

For families newly arrived from India, local community associations often serve as one of the fastest routes into a sense of...

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Returning to India

Converting an NRE account to a resident account: what it involves

Once someone returns to India with the intention of resettling permanently, their existing NRE account is generally expected to...

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Property basics

Resale Homes and New Builds Come With Different Trade Offs

Choosing between a resale property and a new construction unit in India involves weighing quite different sets of...

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Returning to India

Getting Back Into India's Property Market as a Returnee

Returning to India after years abroad often involves navigating the property market with an outdated sense of prices,...

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Money and remittances

How money moves along the Australia to India remittance corridor

A remittance corridor describes the established route that money travels between two countries, shaped over years by banking...

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Returning to India

What to Weigh Up for Children's University Options After Returning

Families planning a return to India with school-age or nearly university-age children often find that education pathways look...

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Money and remittances

Why Breaking a Big Transfer Into Pieces Rarely Pays Off

Senders sometimes assume that splitting a large remittance into several smaller transfers will reduce fees or improve the...

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Money and remittances

Does timing your transfer within the month change the rate you get

Currency markets move continuously, influenced by global trading activity, economic data releases and shifts in investor...

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Family across borders

Single Income or Two: How Migration Reshapes a Family's Finances

Migration often changes the balance between single-income and dual-income arrangements within a family, sometimes by necessity...

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Tax concepts

Foreign Asset Reporting Obligations in Australia, Simply Put

Australian tax residents are generally required to report worldwide income, which means income from foreign assets such as...

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