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Property basics

The groundwork worth doing before you buy property in India

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Photo: Interpol Passport by TMHAKIM (CC BY-SA 4.0), via Openverse

Buying property anywhere carries risk if the groundwork is skipped, and this holds particularly true for NRIs purchasing in India from a distance, where physical inspection and local familiarity are often more limited. Due diligence in this context generally means verifying that the seller genuinely owns the property, that the title is clear, and that the property is free of disputes or competing claims.

Checking the chain of ownership documents, confirming that necessary approvals and construction permissions were obtained for the property, and reviewing whether any loans or mortgages are registered against it are all typical parts of this process. For under construction property, verifying the developer's track record and project approvals adds another layer of checking beyond what a completed property purchase would require.

Because records, local practices and the pace of verification can vary considerably between states and even between neighbourhoods, working with qualified local professionals such as a property lawyer is generally considered prudent rather than optional. Rushing this stage to secure a property quickly is one of the more commonly cited regrets among distant buyers looking back on a purchase.

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